Ygrene administers PACE which is a city/county program providing special financing for energy efficiency and hurricane protection upgrades. It is not credit based, no employment history needed, and no financial info is taken, also you can finance it up to 20 years making the payments very affordable. Ygrene does NOT consider your credit score, employment or income to get you approved. All they care about is 1.) Equity in the property and 2.) good payment history.

NOT BASED ON
CREDIT SCORE
PROOF OF EMPLOYMENT
FINANCIAL STATEMENTS

  • Min 10% equity on property
  • Current on property taxes for the last 3 years or period of ownership (whichever is less)
  • Current on mortgage
  • Not in bankruptcy
  • Not involuntary liens in the property
  • No notices of foreclosure for the past 3 years or period of ownership (whichever is less)
  • No upfront expense
  • Non credit based financing
  • Long payback periods
  • Payments may stay with property
  • Off balance sheet (Commercial Properties)
  • Potential for real savings

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